The U.S. 30-year fixed-rate mortgage averaged 6.71% as of September 3, 2026, up from 6.66% last week and compared to 6.50% a year ago, according to Freddie Mac. 

The 15-year fixed-rate mortgage averaged 6.04%, up from 5.98% last week and compared to 5.60% a year earlier. 

Sam Khater, Freddie Mac's Chief Economist, stated that purchase demand has remained relatively stable, indicating steady interest from buyers adapting to evolving market conditions.